Can you believe it’s already February? It will be 2018 before we know it. Over the years I’ve observed several people taking part in “no spend” months (and even years). I did a similar challenge for Lent a few years ago. My mindset on spending has changed quite a bit since I really began to…
Personal Finance
June’s Challenge: Eating Healthy on a Budget
This month, I am challenging myself to cut my grocery spending. Each week I’m going to document what I purchased, used, and wasted. Blogging is a great way to hold oneself accountable. Shopping at Aldi is my primary method for keeping grocery costs down. I primarily purchase produce there. They also have the best price…
Budget Limbo: Lower Your Energy Costs
Last time we talked about saving money on phone service. This week I’m going to share tips to help lower your energy costs. Most of these tips are common sense, but periodically reviewing this list isn’t a bad idea to help you keep costs down; it’s easy to fall back into bad habits. See if…
Budget Limbo: Saving Money on Phone Service
Last week we talked about alternatives to cable. This week we’re going to look at saving money on phone service. This is an area many people make cuts by getting rid of their landline; but why stop there? Do you need a landline and mobile service? There are many good reasons to keep a landline, but…
Budget Limbo: Alternatives to Cable
Last week we created a budget. This week we’re going to start looking at those monthly expenses to see if we can squeeze out some extra money. Even if you only find an extra $10/month, that’s $120 over a year’s time. If you’re new to this, I bet you’ll find more than that. Cable can…
Budget Limbo: How Low Can You Go? Ways to Save Money
Does anybody else ever feel like any time you acquire a little extra money, you always have something come up that wipes out that extra savings? If you own a home or a car, I’m sure you can relate. After some expensive and unexpected expenditures this month, I’ve been inspired to play budget limbo. Basically…
Tips for Filing an Insurance Claim
I have been a homeowner for ten years and have not filed an insurance claim until this year. Now I’ve filed two claims, one for hail damage to my roof and the other for my recent burglary. Here are a few tips for filing an insurance claim that I learned along the way. Buying things…